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Thursday, August 27, 2020
Prehistoric Life During the Paleogene Period
Ancient Life During the Paleogene Period The 43 million years of the Paleogene time frame speak to a critical stretch in the advancement of vertebrates, feathered creatures, and reptiles, which were allowed to possess new biological specialties after the death of the dinosaurs following the K/T Extinction Event. The Paleogene was the main time of the Cenozoic Era (65 million years back to the present), trailed by the Neogene time frame (23-2.6 million years prior), and is itself separated into three significant ages: the Paleocene (65-56 million years prior), the Eocene (56-34 million years prior) and the Oligocene (34-23 million years back). Atmosphere and Geography. With some huge hiccups, the Paleogene time frame saw a consistent cooling of the earths atmosphere from the nursery states of the first Cretaceous time frame. Ice started to frame at both the North and South posts and occasional changes were progressively articulated in the northern and southern halves of the globe, which significantly affected plant and creature life. The northern supercontinent of Laurasia step by step broke separated into North America in the west and Eurasia in the east, while its southern partner Gondwana kept on breaking into South America, Africa, Australia, and Antarctica, all of which started floating gradually to their current positions. Earthly Life Warm blooded animals. Warm blooded animals didnt abruptly show up on the scene toward the beginning of the Paleogene time frame; truth be told, the principal crude well evolved creatures began in the Triassic time frame, 230 million years prior. Without dinosaurs, however, warm blooded creatures were allowed to emanate into an assortment of open biological specialties. During the Paleocene and Eocene ages, warm blooded creatures despite everything would in general be genuinely little yet had just begun advancing along clear lines: the Paleogene is the point at which you can locate the most punctual progenitors of whales, elephants, and odd-and even-toed ungulates (hoofed vertebrates). By the Oligocene age, probably a few well evolved creatures had started to develop to decent sizes, however they werent almost as noteworthy as their relatives of the following Neogene period. Flying creatures. During the early piece of the Paleogene time frame, feathered creatures, and not vertebrates, were the predominant land creatures on earth (which shouldnt be such amazing, given that they had developed from as of late wiped out dinosaurs). One early transformative pattern was toward huge, flightless, ruthless flying creatures like Gastornis, which cursorily looked like meat-eating dinosaurs, just as the meat-eating avians known as dread winged creatures, yet ensuing ages saw the presence of progressively assorted flying species, which were comparative in numerous regards to current fowls. Reptiles. In spite of the fact that dinosaurs, pterosaurs and marine reptiles had gone totally wiped out by the beginning of the Paleogene time frame, the equivalent wasnt valid for their nearby cousins, the crocodiles, which not just figured out how to endure the K/T Extinction yet really thrived in its outcome (while holding a similar fundamental body plan). The most profound foundations of snake and turtle development can be situated in the later Paleogene, and little, tame reptiles kept on hastening underneath. Marine Life Not just the dinosaurs went terminated 65 million years back; so did their awful marine cousins, the mosasaurs, alongside the final plesiosaurs and pliosaurs. This unexpected vacuum at the highest point of the marine evolved way of life normally prodded the development of sharks (which had just been around for a huge number of years, however in littler sizes). Well evolved creatures presently couldn't seem to wander completely into the water, however the soonest, land-staying predecessors of whales slinked the Paleogene scene, most strikingly in focal Asia, and may have had semi-land and/or water capable ways of life. Vegetation Blossoming plants, which had just shown up close to the furthest limit of the Cretaceous time frame, kept on thriving during the Paleogene. The steady cooling of the earths atmosphere made ready for immense deciduous timberlands, generally on the northern landmasses, with wildernesses and rainforests progressively limited to central locales. Close to the furthest limit of the Paleogene time frame, the main grasses showed up, which would significantly affect creature life during the following Neogene period, prodding the development of both ancient ponies and the saber-toothed felines that went after them.
Saturday, August 22, 2020
Managing Change for Competitive Success
This paper investigates two ideas that have been concentrated at the appointed time; character and change. The paper starts by characterizing the ideas and afterward proceeds to give a synopsis of them. Furthermore, the paper will give information delineating an issue identified with one of the ideas. Additionally, the paper will give a rundown of discoveries and offer proposals for change where applicable.Advertising We will compose a custom article test on Managing Change for Competitive Success explicitly for you for just $16.05 $11/page Learn More Personality alludes to predictable standards of conduct and intrapersonal forms starting inside an individualâ⬠(Burger 2010, p. 4). Notice that there are two viewpoints to it. Section one is worried about reliable examples of conduct. These speak to the individual contrasts. A significant element of character is consistency. Individuals can watch these reliable examples of conduct across time and circumstances. The subsequent part is worried about the intrapersonal forms. Rather than relational procedures, which happen between individuals, intrapersonal forms occur inside people. They incorporate passionate, inspirational and subjective procedures, and they decide how individuals respond or feel. The way wherein individuals utilize these procedures and how they communicate with singular contrasts decides the general character of a person. These reliable standards of conduct and intrapersonal forms start inside a person. Be that as it may, this doesn't imply that outside components don't influence an individualââ¬â¢s character. As per Myers-Briggs Type Indicator (MBTI) model, which lays on the character hypothesis of Carl Jung, character expect the accompanying (Howard, P Howard, J 2002): Personality holds tight four dimensional structure; scores of each measurement fall along a binomial appropriation and the judger measurement is a key determinant of a personââ¬â¢s inclinations. Then again, the five fa ctor model (FFM) or the large five model depends on understanding and not hypothesis. ââ¬Å"FFM depends on the accompanying: character has five measurements, scores of measurement fall along a typical dispersion, character is best depicted by singular attributes as opposed to types, and the quality of the scores shows preferencesâ⬠(The Big Five 2012). FFM has been broadly acknowledged in the scholarly and brain research networks. It has been utilized in group building and representative determination. Occupation examination, client assistance, the board and initiative turn of events, instructing and guiding; profession advancement, peace making and preparing configuration have all profited by FFM. Genius FFM model specialists distinguished five connected gatherings of practices, every one of which exists along a continuum.Advertising Looking for paper on business financial matters? How about we check whether we can support you! Get your first paper with 15% OFF Learn More The y are negative emotionality, transparency, appropriateness, reliability and extraversion. Negative emotionality decides an individualââ¬â¢s ability to withstand pressure. The individuals who have negative emotionality experience many negative feelings and report less fulfillment with life. They are receptive and need strength. Since they are vulnerable to feelings and show discontent with life, people with pessimistic emotionality end up as social researchers, academicians, or client support experts (Howard, P Howard, J 2002). On the opposite end, those people without low, contrary emotionality will in general be flexible and experience life on a more objective level than others. Also, responsive people fall in the center scope of antagonistic emotionality continuum. Responsive people show a blend of versatile and receptive characteristics. The extraversion factor portrays oneââ¬â¢s solace level with connections. Extraverts invest a lot of their energy keeping up and getting a charge out of numerous connections. Extraverts will in general lead, talk and endeavor genuinely more frequently than others. Such individuals are normally benevolent and cordial. In any case, thoughtful people have hardly any connections and invest a little energy with them. Most outgoing people wind up in expressions, legislative issues deals and sociologies. Despite what might be expected, thoughtful people take up administrative jobs or end up as physical and normal researchers (Howard, P Howard, J 2002). Between the limits are ambiverts who move serenely among social and singular circumstances. Transparency tends to oneââ¬â¢s scope of interests. Very open individuals (voyagers) are interested by curiosity and advancement. Travelers portray themselves as more contemplative and intelligent than a great many people depict themselves. The people with adventurer profile normally take jobs in enterprising, design, hypothetical, physical and social fields (Howard, P Howard, J 2002 ). The individuals who are less open have smaller interests, show up increasingly regular, and discover comfort in the recognizable. Such people are believed to be moderate. They expect jobs in the executives and applied science. Among adventurers and preservers are mediators. Arbitrators find an excessive amount of oddity tedious and a lot of the norm exhausting. Then again, pleasantness alludes to a personsââ¬â¢ inclination to contrast with others. A connector alludes to an individual who is effectively pleasant. People with connector profiles are typically found in callings like instructing, social work and brain science (Howard, P Howard, J 2002). At the extraordinary end, connectors (delicate disapproved) can become subordinate characters who lose their feeling of self. Such individuals esteem congruity more than they prize having their state or their way.Advertising We will compose a custom exposition test on Managing Change for Competitive Success explicitly for you for ju st $16.05 $11/page Learn More Other hand, challengers center more around their requirements or standards and not on those of others. Challengers typically take jobs in promoting and business the board fields or the military (Howard, P Howard, J 2002). Challengers (extreme disapproved) can get withdrawn, dictator, narcissistic or suspicious characters who have lost their feeling of feeling for other people. In addition, scruples alludes to various objectives that one core interests. An exceptionally good faith individual is engaged and satchels less objectives in an intentional manner. An exceptionally engaged individual may wind up being an obsessive worker. Such individuals fill in as pioneers and officials. An individual with low uprightness seeks after numerous objectives in an unconstrained, dispersed way. Flexibles will in general be less centered around objectives and are increasingly epicurean. Such people need command over their driving forces. They don't really work not exa ctly engaged individuals, however they direct less of their work to explicit objectives (Howard, P Howard, J 2002).ââ¬Å"The large five jargon empowers individuals to convey valuably about their character differencesâ⬠(Howard, P Howard, J 2002, p. 34). The model offers an exhaustive source representation that commends the completion of human character. Administrators are relied upon to have a solid character so as to adapt up to business related pressure and different obligations. The situation of a supervisor in the current day accompanies tremendous duties and stress. These days, directors are relied upon to deliver brings about disdain of the current difficulties. Administrators should devise answers for difficulties that continue emerging at the work environment. Such difficulties may incorporate constrained financial plan, reassignment of staff, rearrangement of units, withdrawal of fund, government arrangements, employeesââ¬â¢ requests and inaccessibility of assets. Change ââ¬Å"Change the board intends to design, to start, to acknowledge to reflect and to balance out central and expansive processesâ⬠(Recklies 2012, p.1). Change the board focuses on present moment and long haul premise of successful changes of standards of conduct and capacities, so as to advance procedures and correspondence structures. In this manner, an integrative way to deal with the redesigns is essential. Change the board is the procedure of arranged and deliberate change, which is accomplished by the impact of the authoritative structure, corporate culture and individual conduct; and requires the support of employees.Advertising Searching for article on business financial aspects? How about we check whether we can support you! Get your first paper with 15% OFF Find out More ââ¬Å"In the more extensive sense, change the executives is a hypothetical idea, which is given to the association from the outsideâ⬠(change the board 2012, p. 1). Hence, ââ¬Å"the goals of progress are created from outer consultants (change operators) though; the representatives are included on a constrained scale with dynamic and the transformation of the conceptâ⬠(change the executives 2012, p. 1). Balogun and Hailey (2002) contend that change is turning into a lifestyle for most associations and directors. Studies done in 1980s, and 1990s show that numerous associations have been attempted numerous kinds of progress including society change, all out quality administration, business process re-building, and cutting back and delayering. In any case, many change starts have not been powerful, and associations are creating administrators who can oversee change without hardly lifting a finger (Charan 2006). Supervisors require setting affectability (Balogun and Hailey). Challenge affectability is the capacity to comprehend the setting somebody is working in and, it empowers one to devise ways to deal with change that will be viable in that unique situation. Accordingly, fruitful change requires a setting delicate methodology (Balogun and Hailey 2002). They ague that change can be affected utilizing a system called change kaleidoscope. The instrument empowers supervisors to have a thorough investigation of the unique situation, a thought of a scope of usage alternatives, a valuation of oneââ¬â¢s own inclinations, and how this constrains the choices
HRM 'Managing Human Resources' Assignment Example | Topics and Well Written Essays - 1750 words
HRM 'Overseeing Human Resources' - Assignment Example The HRM work is of specific significance in the post-mechanical economy (Harris, 2003) In this rising framework, the basic factor underway has moved from machines and hardware to the information laborer (Marchington, 2002). That is, administration has supplanted creation as the main thrust in the economy, and the noticeable way esteem is included is through the ability of information laborers and the ministrations of specialist organizations. In frameworks like this, it turns out to be considerably progressively critical to acquire and utilize the full gifts of all representatives in the association. In this manner, the skilful reception and utilization of HRM approaches turns into a critical switch through which to move and direct the presentation of the association. As Gibb (2000) noted, HRM is actually a progression of strategy decisions about how representatives are to be dealt with, paid, and worked. These approaches will thusly effect and condition the idea of the business relationship. Various arrangements lead to various results in representative responsibility, skill, and harmoniousness with hierarchical objectives. In like manner, every strategy decision presents the leader with a particular expense and advantage elective. For instance, remuneration approach decisions to pay either at the low, normal, or high finish of the work advertise have rather emotional ramifications for representative promise to the association and for expenses to the business. The basic justification for viable administration of HR ought to be to recognize and actualize those approaches, projects, and strategies that will yield the ideal degrees of dependability, expertise, and heading in the most savvy way conceivable. In this sense, HRM offers to authoritative chiefs a lot of individuals speculation openings. Overseeing HR adequately has never been as significant as it is today and will be tomorrow. In the present assistance economy of information based, high-carefulness occupations, the responsibility and ability of representatives can spell the distinction between those associations that success and those that are just in the race. Setting up strategies, projects, and practices that produce these outcomes on a financially savvy premise and consent to laws and guidelines is a mind boggling undertaking. HRM can and should assume a key job in the administration of the association. As indicated by Chandy (2001), countless associations have experienced extreme troubles discovering faculty as of late. We have little information about how associations are adapting to these troubles and are approaching employing staff. Thinking about the gracefully/request patterns of the most recent couple of decades - when the work advertise used to be a purchasers' market and an extensive pool of jobless framed a cradle that could assimilate cyclic changes in labor request - it is nearly not surprising that most investigations concentrated on representatives' activity looking for exercises. (Chandy, 2001, pp 403-405) Research on the hypothetical and exact feature of associations' conduct to discover suitable staff, has concentrated as a matter of first importance the choice conduct: how to choose work force from a gathering of candidates. Almost all opening are filled from a gathering of candidates that is made not long after posting the opportunity. By virtue of the monetary ex tension of the first
Friday, August 21, 2020
How does the character of Willie Mossop develop through the course of the play Essay Example
How does the character of Willie Mossop create through the course of the play Essay Willie Mossop is a shoe producer of a boot shop which is possessed by Hobson. Hobson doesnt have a favorable opinion of Willie and he doesnt mind since he says, I am not driven that I am aware of. Creeps character creates all through the play from being a poor unconfident man, to a rich and sure man who is as yet unassuming and really nice.As we enter the initial scene of the play we read that Hobson is no place to be seen demonstrating that he doesnt have anything to do with the running of his shop. His business is just effective on account of Maggie who sells the boots proficiently. We see proof of that when she powers Albert to purchase a couple of shoes when he comes to see Alice. When Hobson does at last enter the shop he gets furious on the grounds that he believes that his little girls dont have the correct disposition towards him saying they are uppish and dont act like legitimate ladies. This disposition of Hobsons changes promptly when Mrs. Hepworth enters his shop since sh e is a rich individual and spends a great deal on shoes.She requests to see the producer of her boots and Willie is raised to Mrs. Hepworth. She commends Willie to his face and says that on the off chance that he ever leaves Hobsons he ought to go advise her so she can get her boots made by him. Hobson says, What does she need to adulate a worker to his face for? We see that Hobson doesnt care much for, nor does he truly acknowledge, Willie and he doesnt acknowledge how significant Willie is to his business which he will lament later on.Hobson tells his little girls that he will pick spouses for them since they arent sufficiently keen to do as such without anyone else. At the point when he says that he prohibits Maggie saying that she is as of now past wedding age which upsets Maggie, she concludes that she ought to get a spouse herself and escape her life of wretchedness. Maggie perceives that Willie is her best way to find a hobby out of her current life and says to him, My mind a nd your hands ull make a working organization. She requests that he wed her with the goal that they can leave Hobsons and start their own shop.Maggie advises Willie to kiss her to seal their bond however Willie is excessively bashful and runs into the basement. Now Maggies sisters enter and they state that youre mixed up in the event that you think Ill own Willie Mossop for my brother by marriage. They state that he is too low class to join the family and that father wouldnt be glad about this. When Hobson enters the shop again and hears the updates on Maggie and Willie he says that the best way to stop this marriage is too beat the adoration out of Willie. When Hobson strikes Willie, Willie is incensed and takes Maggies hand. When Willie is hit once more, Willie kisses Maggie and leaves the shop with her.We see that Willie doesnt have a lot of state in his marriage choice with Maggie however he would prefer to wed her than the young lady he was tokened to in light of the fact that he was frightened of her mom. This discloses to us that Willie isnt an exceptionally certain man yet we additionally realize that he is figuring out how to be progressively sure when he leaves the shop with Maggie in light of the fact that Hobson hit him.When Willie and Maggie move out, Hobsons business starts to flop definitely. Alice and Vickey maintain the business and they ruin it since they dont have Maggies business insight. When Maggie goes to the shop to welcome her sisters to her wedding she reveals to them they need to acknowledge Willie and kiss him to show it. After much dissent they do kiss him and acknowledge him as a major aspect of the family. They all go to their wedding and Maggie takes a metal ring for their marriage. Maggie still doesnt trust Willie enough that is the reason she doesnt give him the ring. Before they enter the congregation Maggie inquires as to whether he really adores her since she has regard for the congregation. Will says, Youre developing on m e young lady. Sick fall in line with you. This reveals to us that Willie currently adores Maggie despite the fact that the marriage was initially a business agreement.Afterwards they all go to Willie and Maggies new house for the festival. Maggie has been preparing Willie too peruse and compose and he gives a great discourse to every one of them which stuns them. Creeps certainty has developed and you can advise that as he talks straightforwardly to Maggie and he quits tending to Vicky and Alice as Miss. In any case, he still doesnt feel great at being disregarded with Maggie on their wedding night since he doesnt realize what will occur. Hobson enters as Willies visitors are going to leave and they need to stow away and remain inside Willies house. This is a pivotal turning point in Willies character change as he talks legitimately to his old ace as the new ace of his own home. Yes, let him come inHobson has issues he needs to settle and needs to converse with Maggie about it. She says that Willie is her significant other and if Hobson needs to talk he needs to converse with them two. This gives us that Maggie is making Willie an equivalent to Hobson by making Hobson need to converse with Willie and Maggie together.At the finish of the play, after a year, when Maggie and Willie know about Hobsons breakdown, they go to perceive how he is. Alice and Vickey are likewise there to see their dad yet are increasingly intrigued by his will. Willie talks legitimately and with a solid voice to Alice and Vickey expressing he is an equivalent or even of higher status then them. Sick do the organizing, Alice. On the off chance that we come here, we come here on my footing. Willie likewise brings Hobson rational about his business and offers him an organization. Hobson attempts to extend Willie his old employment opportunity back yet Willie says weve took care of Mrs. Hepworths advance and made a touch of metal what's more. Willie has taken the entirety of the high class c lients from Hobson. Hobson is compelled to concur as he doesnt have some other decision aside from Hobsons Choice alluding to the title as he has just a single decision which he needs to take. Willie even faces Maggie when they are choosing the name of the shop, Mossop or Hobson or its Oldfield Road for us, Maggie. Maggie gives in realizing that Willie has developed since their marriage and is currently an equivalent to Maggie.Willie has changed since he begun to work. He has developed in certainty yet still has held his lowliness as he consented to have an organization with Hobson and not leave him in his hour of need. Willie condemns himself for being to unforgiving on Hobson yet he is told he has made the best choice. Maggie and Willie are equivalent now and both participate similarly in settling on choices and Maggie now adores him more than she did whenever she initially considered him to be a business opportunity. Willie additionally begins adoring Maggie and they have joined marriage and business very well into a working organization. I think Willie has developed well all through the play. He went to bat for himself on occasion when he expected to most and never developed egotistical and held his trustworthiness, uprightness and certifiable warmth and mindful.
How to Write a Descriptive Essay
How to Write a Descriptive EssayWriting a descriptive essay is one of the best ways to showcase your expertise and knowledge. Being knowledgeable on a particular subject is what makes you unique. However, most people tend to fall into the trap of overusing their knowledge and end up writing badly. The key to avoiding this pitfall is to be able to accurately describe the subject matter and write in a manner that is eye-catching, compelling and useful.A good description can help persuade an audience to learn more about the topic being discussed. It can also create interest and motivate them to invest time and effort to read the rest of the piece. When writing about something that is extremely important, such as a product or service, it's essential to make sure that you keep it brief, easy to understand and short. If it's too long, people will start questioning your reasoning and they may eventually lose interest.Writing a descriptive essay is not something that you should be afraid of. The whole idea behind the task is to convey your knowledge in an easy to understand way. There are several techniques that you can use in order to do so, but one of the most important is to include your opinion or beliefs in the piece. If you can give your opinion, write a strong and well thought out piece about a subject that is close to your heart.After you have put your opinion or beliefs in the piece, you can move on to the next step of how to write a descriptive essay. As mentioned above, this part involves being able to accurately describe the subject. This means being able to concisely describe the subject in an informative way. Also, make sure that you don't miss anything because missing any details will be much more difficult than just skimming through your text. A good tip for this part is to first look for strong, compelling paragraphs that will help guide the reader to buy what you're selling.You can tell if the subject matter is very important by looking at the topic, its scope and its brief background. You can then start thinking about how you want to talk about the subject. Make sure that you make a judgment on the topic by looking at the overall theme of the entire work.Being able to construct a good introduction is critical, because it allows you to set the tone for the rest of the piece by introducing certain things. There are two ways that you can go about this: you can begin by summarizing some of the parts that you have described and continue from there or you can start by describing the central aspects of the piece and work your way out from there. Before you start writing, however, think about which is best.If you feel that a full introduction is more effective, then it is recommended that you start writing how to write a descriptive essay with a brief introduction. This will let you get to know the topic more clearly without wasting too much time. While it is recommended that you skip on that part of the work, it can still be helpful t o add it later, especially if you are uncertain about what is included in the overall structure.These are just a few tips on how to write a descriptive essay. Make sure that you pay attention to the first two steps and you will be well on your way to a well-written work.
Saturday, June 27, 2020
Does Your Employer Help You Save for College
Clear signs indicate that the U.S. job market is improving. 295,000 jobs were added in February, and unemployment claims have been falling steadily. So as competition for talent begins to grow, what can employers do to retrain and attract quality employees? Money alone canï ¿ ½t buy happiness; so beyond compensation, leading companies tend to offer other benefits such as health care, life insurance and retirement savings accounts. But many workers feel that there is a key piece missing from their benefits package - help with saving for college. College is one of the largest purchases a family may ever make, and it will likely come before retirement. So why do we rarely see college savings plans offered as employee benefits? We asked Christian Duffus, Founder of LEAF College Savings: 1. How much do todayï ¿ ½s job seekers consider a companyï ¿ ½s benefits package? Todayï ¿ ½s job seekers rate a potential employerï ¿ ½s benefits package more than ever. 57% of employees strongly agree that they would work harder and be more loyal to an employer if they were not concerned with their personal finances. Additionally 44% of employees said, ï ¿ ½having benefits customized to their needs would increase their employee loyalty.ï ¿ ½ 2. How important is it for employers to keep up with benefits offered by other companies in similar industries? Employer benefits need to be competitive in order to retain talent. This is especially true for millennials whose average number of lifetime jobs will exceed 20 as compared with 11 for baby boomers. With the average cost to replace an employee at $6,000+, benefits are an important component of any companyï ¿ ½s retention strategy as it costs more to hire new employees than it does to keep good ones. 3. What are the most valued benefits being offered? National employee surveys, including by MetLife, show that employees expect employers to help them in achieving financial security. Beyond retirement and current financial stability, 62% of employees are asking for more voluntary benefits, even if they have to bear more of the cost. Popular benefits include vision care, critical illness insurance and pet insurance. 4. Why do you feel companies should consider offering 529 plans to employees? Employer benefits cover almost all the important life stages of an employee. One of the most expensive and largely missing challenges is the cost of higher education for children and grandchildren. We know that most employees save for retirement through their employer benefits programs. Saving for college should also be an option. 5. What has been preventing companies from offering college savings plans as a benefit? Traditionally, offering a single plan meant that employees who resided in other states couldnï ¿ ½t take advantage of annual state tax deductions for contributions made into an employer -sponsored plan, in addition to the myriad of investment options and strategies that could be considered by the employee. Alternatively, employers trying to support most or all plans has been a paper-based administrative headache and hence quite difficult for them to offer in a turn-key program, which is how companies are accustomed providing benefits. RELATED: Should you use your employer-sponsored 529 plan? 6. How can LEAF help? LEAFï ¿ ½s automated payroll contribution service streamlines the process for employers while, at the same time, supporting all plans. Employees can self-enroll and make changes at anytime during the year. And they can make contributions to more than one plan. In addition, employers have the option to match employee contributions either one time or recurring. 7. What are the potential benefits for the employer? By providing a differentiated benefits program employers can reduce turnover of key employees at all levels of their organization; in a recent survey, 44% of employees said ï ¿ ½having benefits customized to their needs would increase their employee loyalty.ï ¿ ½ 8. What are the potential benefits for employees? Simply put, if an employer currently offers retirement savings, health, life and disability insurance, and now can include college savings as part of their benefits program, they cover all the major financial wellness baskets of an employee and their family. 9. About how many companies are currently offering higher education solutions for employees? Today, less than 15% of U.S. companies offer 529 plans as a voluntary benefit. This is primarily the single plan solution as stated above so they have low participation. That said, companies that offer a universal or plan agnostic program as contemplated by LEAF are less than 1% currently. 10. Are you seeing this number begin to grow? Providing universal choice for employees while making the program simple to manage for employers is a winning combination. While LEAF primarily targets knowledge-based organizations we have seen exponential growth in all categories from small and medium businesses to Fortune 50 organizations. 11. How do you expect this trend to continue? This year weï ¿ ½re seeing an increasing number of large employers creating financial wellness programs for their employees. Naturally, college savings is a very important component of overall financial planning and stability and weï ¿ ½re very pleased to be part of this trend. RELATED: Experts say this is how much you should save for college Christian L. Duffus is the co-founder of LEAF College Savings, LLC. LEAF is the leading SaaS provider of 529 higher education, corporate benefit solutions ï ¿ ½ analogous to a 401K but for college savings. He is also the founder of the Scholar's Club, an extracurricular academic organization focused on developing a peer culture of accomplishment and academic excellence among disadvantaged and underserved students. Christian is a Graduate of Florida A&M University and the University of Virginia's Darden Graduate School of Business Administration where he currently serves as a member of the Alumni Board of Trustees. Clear signs indicate that the U.S. job market is improving. 295,000 jobs were added in February, and unemployment claims have been falling steadily. So as competition for talent begins to grow, what can employers do to retrain and attract quality employees? Money alone canï ¿ ½t buy happiness; so beyond compensation, leading companies tend to offer other benefits such as health care, life insurance and retirement savings accounts. But many workers feel that there is a key piece missing from their benefits package - help with saving for college. College is one of the largest purchases a family may ever make, and it will likely come before retirement. So why do we rarely see college savings plans offered as employee benefits? We asked Christian Duffus, Founder of LEAF College Savings: 1. How much do todayï ¿ ½s job seekers consider a companyï ¿ ½s benefits package? Todayï ¿ ½s job seekers rate a potential employerï ¿ ½s benefits package more than ever. 57% of employees strongly agree that they would work harder and be more loyal to an employer if they were not concerned with their personal finances. Additionally 44% of employees said, ï ¿ ½having benefits customized to their needs would increase their employee loyalty.ï ¿ ½ 2. How important is it for employers to keep up with benefits offered by other companies in similar industries? Employer benefits need to be competitive in order to retain talent. This is especially true for millennials whose average number of lifetime jobs will exceed 20 as compared with 11 for baby boomers. With the average cost to replace an employee at $6,000+, benefits are an important component of any companyï ¿ ½s retention strategy as it costs more to hire new employees than it does to keep good ones. 3. What are the most valued benefits being offered? National employee surveys, including by MetLife, show that employees expect employers to help them in achieving financial security. Beyond retirement and current financial stability, 62% of employees are asking for more voluntary benefits, even if they have to bear more of the cost. Popular benefits include vision care, critical illness insurance and pet insurance. 4. Why do you feel companies should consider offering 529 plans to employees? Employer benefits cover almost all the important life stages of an employee. One of the most expensive and largely missing challenges is the cost of higher education for children and grandchildren. We know that most employees save for retirement through their employer benefits programs. Saving for college should also be an option. 5. What has been preventing companies from offering college savings plans as a benefit? Traditionally, offering a single plan meant that employees who resided in other states couldnï ¿ ½t take advantage of annual state tax deductions for contributions made into an employer -sponsored plan, in addition to the myriad of investment options and strategies that could be considered by the employee. Alternatively, employers trying to support most or all plans has been a paper-based administrative headache and hence quite difficult for them to offer in a turn-key program, which is how companies are accustomed providing benefits. RELATED: Should you use your employer-sponsored 529 plan? 6. How can LEAF help? LEAFï ¿ ½s automated payroll contribution service streamlines the process for employers while, at the same time, supporting all plans. Employees can self-enroll and make changes at anytime during the year. And they can make contributions to more than one plan. In addition, employers have the option to match employee contributions either one time or recurring. 7. What are the potential benefits for the employer? By providing a differentiated benefits program employers can reduce turnover of key employees at all levels of their organization; in a recent survey, 44% of employees said ï ¿ ½having benefits customized to their needs would increase their employee loyalty.ï ¿ ½ 8. What are the potential benefits for employees? Simply put, if an employer currently offers retirement savings, health, life and disability insurance, and now can include college savings as part of their benefits program, they cover all the major financial wellness baskets of an employee and their family. 9. About how many companies are currently offering higher education solutions for employees? Today, less than 15% of U.S. companies offer 529 plans as a voluntary benefit. This is primarily the single plan solution as stated above so they have low participation. That said, companies that offer a universal or plan agnostic program as contemplated by LEAF are less than 1% currently. 10. Are you seeing this number begin to grow? Providing universal choice for employees while making the program simple to manage for employers is a winning combination. While LEAF primarily targets knowledge-based organizations we have seen exponential growth in all categories from small and medium businesses to Fortune 50 organizations. 11. How do you expect this trend to continue? This year weï ¿ ½re seeing an increasing number of large employers creating financial wellness programs for their employees. Naturally, college savings is a very important component of overall financial planning and stability and weï ¿ ½re very pleased to be part of this trend. RELATED: Experts say this is how much you should save for college Christian L. Duffus is the co-founder of LEAF College Savings, LLC. LEAF is the leading SaaS provider of 529 higher education, corporate benefit solutions ï ¿ ½ analogous to a 401K but for college savings. He is also the founder of the Scholar's Club, an extracurricular academic organization focused on developing a peer culture of accomplishment and academic excellence among disadvantaged and underserved students. Christian is a Graduate of Florida A&M University and the University of Virginia's Darden Graduate School of Business Administration where he currently serves as a member of the Alumni Board of Trustees.
Tuesday, May 26, 2020
The infamous scene in Homerââ¬â¢s Odyssey in which Odysseus...
The infamous scene in Homerââ¬â¢s Odyssey in which Odysseus proudly boasts his name to the Cyclops is a didactic moment, preaching about the dangers of pride. At times, pride can become an impetus toward positivity, but in many cases, such as Odysseusââ¬â¢, an exorbitant amount can have the opposite effect. This trait is explored in numerous works of literature, including Lord of the Flies, ââ¬Å"Harrison Bergeronâ⬠, and Anthem. It manifests itself in the leaders of these stories in distinctly different ways, yet in each character, his pride is a defining factor in the outcome of his life. Thus, individuals who are intrinsically inclined to be leaders lack the humility to show respect for those superior and inferior to them on the social hierarchy, asâ⬠¦show more contentâ⬠¦Itââ¬â¢s time some people know theyââ¬â¢ve got to keep quiet and leave deciding things for the rest of usâ⬠(139). Jackââ¬â¢s deprecation of the conch, a fierce symbol of democracy and social equity, reflects his true character. He does not believe in this kind of liberal fairness, where everyone gets a voice, especially the people whom he deems unworthy to speak. Jack yearns to be the one and only tyrant of the boysââ¬â¢ society. This feeling of anti-democracy he harbors shows that in his mind, he has already established a hierarchy in which he is at the top, and those below him must bow down. Harrison Bergeron crowns himself emperor, defying the totalitarian government and glorifying himself. For instance, Harrison storms into the T.V. studio and cries, ââ¬Å"ââ¬ËI am the Emperor!ââ¬â¢. . .ââ¬ËDo you hear? I am the Emperor! Everyone must do as I say at once!ââ¬â¢Ã¢â¬ (Vonnegut 3). By stating he is the emperor, Harrison proves that he believes he is the most powerful man in the society. His desire to subjugate people is also apparent; he considers his strength and dominance exceptional over others. Moreover, he continues his spiel at the studio, bellowing ââ¬Å"ââ¬Ëeven as I stand here. . .crippled, hobbled, sickened-- I am a greater ruler than any man who ever lived!ââ¬â¢Ã¢â¬ (4). Harrisonââ¬â¢s bold claim of his own greatness is an explicit exhibition of the admiration he holds for himself. His outburst is utterly devoid of humbleness; he spews immense confidence and certainty. Harrisonââ¬â¢s self assured attitude
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